Wintersports Insurance

Inclusive or Part Inclusive Plan

If you insure all your customers where the premium forms part of the holiday we have found that claims ratios reduce substantially and as a result we are able to provide terms which are far more competitive than offering insurance on an optional basis.

An alternative way is part inclusive and part opt out.

The concept is to take the medical section of travel insurance and include this in the cost of the holiday. We can obtain very competitive premiums as it only covers medical and everyone is insured.

The balance of the travel package (cancellation, liability, baggage etc) is then made available to your customer on an ‘opt out’ basis. The premium would be included in your deposit with an option for your customer to ‘opt out’ within 21 days of booking. We have a website where this can be done electronically.

Please click here for a detailed description of this concept from your customers’ perspective and is a template for a suggested brochure wording.

In order for us to provide a no obligation quote and terms for either of these methods please click on the link below, complete the proposal form and return to us with the other documents requested.

For a Proposal Form please click here