Public Liability Insurance
for
Tour Operators
There are four parts to this type of insurance
Public Liability
This protects your company’s liability to the public (which includes your customers) should your company cause injury to a third party or damage to someone else’s property.
Employers' Liability
This insures your company against claims brought by employees for sickness and injury. It is a legal requirement under the Employers' Liability (Compulsory Insurance Act 1969) to hold a certificate of insurance, which must be displayed on your company notice board.
Professional Indemnity
This insures your company if a mistake is made causing financial loss to a customer for which you are held legally liable.
Products Liability
This covers your liability for personal injury or damage arising from the supply of goods, for example hired sports equipment.
Each of the above insurance covers will protect your company if it is held to be negligent and this can be proved by a claimant (previously known as the plaintiff).
The above is a very brief synopsis of the insurance so please read the policy wording carefully to establish the extent of cover.
To obtain terms please download and complete a Proposal Form
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