Be it Summer or Winter, Europe or America, a Single Chalet Team or large Tour Operator, MPI Brokers are able to arrange competitive seasonaire insurance to cover your overseas staff.
The cover is provided in three sections:-
Part A - Emergency Medical Expenses (including repatriation), Mountain Rescue, Personal Liability and Company money up to £500.
Part B - Personal Belongings, Bereavement Cover, Sports Equipment, Reduced Excesses, Missed Departure etc.
Part C - Tablets, Laptops, Games Consoles etc.
You can provide one or all of these sections for your staff, the choice is yours.
Please do note, that we provide 'Swaps' cover, therefore if a member of staff leaves your employment and haven't/won't be making a claim, you can replace that member of staff with Part A cover for no additional cost.
Please also note our great ski cover -
- Off Piste (with or without a guide)
- Personal Liability (incl. cover for ski hosting/leading/teaching and babysitting - all in a personal capacity)
- Ski Equipment
- Local ski racing
- Snow Parks
*No personal Liability cover
There are three ways you can provide this cover to your staff, for more details on which option best suits you, take a look at our sales leaflet, premiums and policy wording below...
Resort Staff 2016/17 premiums including the increase in insurance premium tax (IPT) from 1st June 2017 at 12%
Please note these rates show a 7.5% early bird discount - the early bird discount has now expired
MPI have conducted extensive research on season-based polices. This is an area where you should be particularly careful. Get the wrong policy and it could cost you dearly. Please see our findings below:-
Example Policy 1
A general clause excluding accident or sickness at work. On enquiry we were informed it was not suitable for people working and the Employer should have his own policy.
Example Policy 2
A clause excluding 'gainful employment whether paid or not'. On enquiry we were initially informed the policy did cover working. This was later withdrawn.
Other examples offer limited cover under the ski equipment section and many do not cover skiing or snowboarding off piste.
Having arranged Specialist Ski and Overseas Staff Travel Insurance for many years we know all the pit falls and have therefore designed a policy which covers many of these areas.