At MPI we understand the confusion that can arise when skiing and snowboarding. There are many occasions where as a skier you could unwittingly ski off piste, therefore at MPI we include off piste automatically with all our Wintersports policies.
Many ski insurance policies either exclude this or limit skiing "off piste" to be with a guide.
It is our view that this is impractical as one can ski "off piste" unwittingly and in certain circumstances it is possible to ski on a "pisted" run which is designated "off piste".
It is due to this type of confusion that we at MPI Brokers have negotiated with underwriters that there is no such exclusion or limitation in this policy. There is, however, a general requirement, common to all insurance, to behave in a reasonable and sensible manner.