In essence, this insurance provides for wrong decisions by way of 'incorrect action' or 'inaction', which could extend to health and safety matters.
Even if you feel a customer may not take a direct action against one of the above, there is never the less the option for Insurers under a different policy applying subrogation (an insurer bringing an action in the name of an insured).
Other matters that can be added as extensions to a D&O policy:-
We have access to various markets for this type of insurance, either in additional to your Tour Operator Liability policy or as a stand-alone.
For it to form part of your company's liability insurances, please...
For a stand-alone policies please call 01428 664265